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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,129 | $81,504-53.2% | $102,437-62.8% | $80,959-52.9% |
| Participation rate | 37.1% | 66.9%-29.8pp | 74.5%-37.4pp | 67.7%-30.6pp |
| Annual return | 15.37% | 25.60%-10.2pp | 24.95%-9.6pp | 35.67%-20.3pp |
| Employer contribution / active EE | $1,697 | $3,104-45.3% | $3,871-56.2% | $2,757-38.5% |
| Participant deferral / active EE | $3,325 | $3,871-14.1% | $5,060-34.3% | $4,300-22.7% |
| Admin fee / account holder | $255 | $6,719-96.2% | $8,388-97.0% | $6,925-96.3% |