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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,675 | $100,139-52.4% | $85,187-44.0% | $145,884-67.3% |
| Participation rate | 66.7% | 74.1%-7.4pp | 67.5%-0.9pp | 80.3%-13.6pp |
| Annual return | 13.94% | 84.15%-70.2pp | 66.67%-52.7pp | 551.85%-537.9pp |
| Employer contribution / active EE | $3,115 | $3,238-3.8% | $2,732+14.0% | $4,662-33.2% |
| Participant deferral / active EE | $5,480 | $5,296+3.5% | $4,525+21.1% | $6,690-18.1% |
| Admin fee / account holder | $179 | $7,262-97.5% | $6,162-97.1% | $13,392-98.7% |