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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,807 | $110,379-34.9% | $102,412-29.9% | $145,884-50.8% |
| Participation rate | 50.0% | 77.9%-27.9pp | 74.5%-24.5pp | 80.3%-30.3pp |
| Annual return | 17.36% | 24.84%-7.5pp | 24.94%-7.6pp | 551.85%-534.5pp |
| Employer contribution / active EE | $2,209 | $4,216-47.6% | $3,870-42.9% | $4,662-52.6% |
| Participant deferral / active EE | $5,830 | $5,622+3.7% | $5,060+15.2% | $6,690-12.8% |
| Admin fee / account holder | $940 | $9,745-90.4% | $8,388-88.8% | $13,392-93.0% |