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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,656 | $64,920-83.6% | $103,693-89.7% | $86,983-87.7% |
| Participation rate | 63.6% | 63.6%0pp | 72.6%-9.0pp | 69.5%-5.9pp |
| Annual return | 17.84% | 30.29%-12.5pp | 47.61%-29.8pp | 25.83%-8.0pp |
| Employer contribution / active EE | $911 | $2,141-57.4% | $2,920-68.8% | $2,584-64.7% |
| Participant deferral / active EE | $1,480 | $3,241-54.3% | $4,579-67.7% | $4,194-64.7% |
| Admin fee / account holder | $1,783 | $6,191-71.2% | $7,858-77.3% | $7,856-77.3% |