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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,205 | $81,457-70.3% | $103,378-76.6% | $80,911-70.1% |
| Participation rate | 90.6% | 66.8%+23.8pp | 74.5%+16.1pp | 67.6%+23.0pp |
| Annual return | 12.41% | 25.58%-13.2pp | 24.91%-12.5pp | 35.63%-23.2pp |
| Employer contribution / active EE | $2,949 | $3,107-5.1% | $3,870-23.8% | $2,756+7.0% |
| Participant deferral / active EE | $5,382 | $3,871+39.0% | $5,058+6.4% | $4,297+25.2% |
| Admin fee / account holder | $2,610 | $6,717-61.1% | $8,401-68.9% | $6,935-62.4% |