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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,205 | $81,487-70.3% | $102,412-76.4% | $80,935-70.1% |
| Participation rate | 90.6% | 66.8%+23.8pp | 74.5%+16.1pp | 67.7%+23.0pp |
| Annual return | 12.41% | 25.60%-13.2pp | 24.94%-12.5pp | 35.66%-23.3pp |
| Employer contribution / active EE | $2,949 | $3,103-5.0% | $3,870-23.8% | $2,757+7.0% |
| Participant deferral / active EE | $5,382 | $3,871+39.0% | $5,060+6.4% | $4,299+25.2% |
| Admin fee / account holder | $2,610 | $6,717-61.1% | $8,388-68.9% | $6,924-62.3% |