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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,814 | $83,369-71.4% | $105,223-77.4% | $67,986-65.0% |
| Participation rate | 90.4% | 56.3%+34.1pp | 75.0%+15.3pp | 57.2%+33.2pp |
| Annual return | 17.97% | 24.64%-6.7pp | 180.65%-162.7pp | 31.67%-13.7pp |
| Employer contribution / active EE | $2,116 | $2,541-16.7% | $3,689-42.6% | $2,019+4.8% |
| Participant deferral / active EE | $3,654 | $3,295+10.9% | $5,072-27.9% | $3,358+8.8% |
| Admin fee / account holder | $4,099 | $4,073+0.6% | $8,859-53.7% | $3,203+28.0% |