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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,778 | $169,361-92.5% | $129,397-90.1% | $145,877-91.2% |
| Participation rate | 85.7% | 76.5%+9.2pp | 69.6%+16.1pp | 80.3%+5.4pp |
| Annual return | 21.19% | 14395.54%-14374.4pp | 9453.98%-9432.8pp | 551.28%-530.1pp |
| Employer contribution / active EE | $2,555 | $5,542-53.9% | $4,154-38.5% | $4,663-45.2% |
| Participant deferral / active EE | $3,187 | $4,987-36.1% | $4,167-23.5% | $6,691-52.4% |
| Admin fee / account holder | $493 | $9,903-95.0% | $7,679-93.6% | $13,402-96.3% |