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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $136,826 | $162,136-15.6% | $152,301-10.2% | $154,746-11.6% |
| Participation rate | 40.0% | 84.1%-44.1pp | 82.4%-42.4pp | 80.7%-40.7pp |
| Annual return | 16.48% | 91.02%-74.5pp | 80.50%-64.0pp | 172.34%-155.9pp |
| Employer contribution / active EE | $4,982 | $4,890+1.9% | $4,624+7.7% | $4,379+13.8% |
| Participant deferral / active EE | $10,900 | $8,341+30.7% | $8,004+36.2% | $6,730+62.0% |
| Admin fee / account holder | $803 | $15,759-94.9% | $14,398-94.4% | $14,365-94.4% |