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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,394 | $174,379-86.6% | $152,093-84.6% | $138,895-83.2% |
| Participation rate | 84.6% | 81.6%+3.0pp | 77.8%+6.8pp | 79.9%+4.7pp |
| Annual return | 43.51% | 74.86%-31.3pp | 66.36%-22.8pp | 145.39%-101.9pp |
| Employer contribution / active EE | $0 | $4,652-100.0% | $4,175-100.0% | $4,194-100.0% |
| Participant deferral / active EE | $3,469 | $6,159-43.7% | $5,451-36.4% | $6,396-45.8% |
| Admin fee / account holder | $1,462 | $16,880-91.3% | $14,497-89.9% | $12,562-88.4% |