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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,262 | $160,040-83.0% | $147,096-81.5% | $145,877-81.3% |
| Participation rate | 90.0% | 84.0%+6.0pp | 82.2%+7.8pp | 80.3%+9.7pp |
| Annual return | 14.19% | 98.49%-84.3pp | 419.75%-405.6pp | 551.28%-537.1pp |
| Employer contribution / active EE | $2,380 | $5,289-55.0% | $4,936-51.8% | $4,663-49.0% |
| Participant deferral / active EE | $3,905 | $8,429-53.7% | $8,071-51.6% | $6,691-41.6% |
| Admin fee / account holder | $1,301 | $15,050-91.4% | $13,005-90.0% | $13,402-90.3% |