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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,262 | $160,028-83.0% | $147,080-81.5% | $145,884-81.3% |
| Participation rate | 90.0% | 84.0%+6.0pp | 82.2%+7.8pp | 80.3%+9.7pp |
| Annual return | 14.19% | 98.60%-84.4pp | 420.17%-406.0pp | 551.85%-537.7pp |
| Employer contribution / active EE | $2,380 | $5,286-55.0% | $4,933-51.7% | $4,662-48.9% |
| Participant deferral / active EE | $3,905 | $8,422-53.6% | $8,066-51.6% | $6,690-41.6% |
| Admin fee / account holder | $1,301 | $15,030-91.3% | $12,989-90.0% | $13,392-90.3% |