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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $84,083 | $174,379-51.8% | $152,093-44.7% | $138,895-39.5% |
| Participation rate | 90.9% | 81.6%+9.3pp | 77.8%+13.1pp | 79.9%+11.0pp |
| Annual return | 24.18% | 74.86%-50.7pp | 66.36%-42.2pp | 145.39%-121.2pp |
| Employer contribution / active EE | $1,544 | $4,652-66.8% | $4,175-63.0% | $4,194-63.2% |
| Participant deferral / active EE | $4,162 | $6,159-32.4% | $5,451-23.7% | $6,396-34.9% |
| Admin fee / account holder | $1,621 | $16,880-90.4% | $14,497-88.8% | $12,562-87.1% |