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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,815 | $201,372-63.8% | $184,260-60.5% | $145,884-50.1% |
| Participation rate | 82.6% | 87.5%-4.9pp | 86.8%-4.2pp | 80.3%+2.3pp |
| Annual return | 16.50% | 29.04%-12.5pp | 28.84%-12.3pp | 551.85%-535.3pp |
| Employer contribution / active EE | $4,809 | $7,024-31.5% | $6,427-25.2% | $4,662+3.1% |
| Participant deferral / active EE | $8,974 | $9,808-8.5% | $9,133-1.7% | $6,690+34.2% |
| Admin fee / account holder | $10,539 | $16,362-35.6% | $13,898-24.2% | $13,392-21.3% |