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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,044 | $55,930-3.4% | $76,089-29.0% | $80,925-33.2% |
| Participation rate | 63.6% | 62.1%+1.6pp | 69.1%-5.5pp | 67.7%-4.0pp |
| Annual return | 60.12% | 20.58%+39.5pp | 360.94%-300.8pp | 35.65%+24.5pp |
| Employer contribution / active EE | $5,049 | $1,866+170.6% | $2,690+87.7% | $2,756+83.2% |
| Participant deferral / active EE | $1,995 | $3,051-34.6% | $4,259-53.1% | $4,299-53.6% |
| Admin fee / account holder | $406 | $5,241-92.3% | $6,418-93.7% | $6,940-94.2% |