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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,777 | $201,370-85.7% | $184,256-84.4% | $145,897-80.3% |
| Participation rate | 50.0% | 87.5%-37.5pp | 86.8%-36.8pp | 80.3%-30.3pp |
| Annual return | 11.49% | 29.05%-17.6pp | 28.85%-17.4pp | 552.29%-540.8pp |
| Employer contribution / active EE | $2,781 | $7,024-60.4% | $6,427-56.7% | $4,663-40.4% |
| Participant deferral / active EE | $3,638 | $9,808-62.9% | $9,133-60.2% | $6,689-45.6% |
| Admin fee / account holder | $9,416 | $16,364-42.5% | $13,899-32.3% | $13,390-29.7% |