Unlock peer percentile detail for $4.99 your first month
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $2,645 | $57,590-95.4% | $86,233-96.9% | $82,448-96.8% |
| Participation rate | 36.5% | 57.9%-21.4pp | 69.0%-32.6pp | 68.1%-31.6pp |
| Annual return | 111.16% | 22.41%+88.7pp | 61.39%+49.8pp | 41.64%+69.5pp |
| Employer contribution / active EE | $0 | $1,655-100.0% | $2,504-100.0% | $2,551-100.0% |
| Participant deferral / active EE | $758 | $3,080-75.4% | $4,559-83.4% | $4,139-81.7% |
| Admin fee / account holder | $2,152 | $4,730-54.5% | $8,342-74.2% | $7,234-70.3% |