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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,573 | $84,953-51.1% | $163,379-74.6% | $82,637-49.7% |
| Participation rate | 28.2% | 65.9%-37.7pp | 76.8%-48.6pp | 68.1%-39.8pp |
| Annual return | 17.02% | 23.07%-6.1pp | 63.41%-46.4pp | 53.51%-36.5pp |
| Employer contribution / active EE | $749 | $2,183-65.7% | $3,752-80.0% | $2,552-70.6% |
| Participant deferral / active EE | $1,482 | $4,326-65.7% | $6,282-76.4% | $4,126-64.1% |
| Admin fee / account holder | $547 | $7,921-93.1% | $9,818-94.4% | $7,339-92.5% |