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| Provider | Service type | Compensation |
|---|---|---|
ADP BROKER-DEALER6 years Filed as: ADP, INC. Service code 15 · EIN 13-3036745 | Recordkeeping | $10,658 |
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,318 | $63,904-68.2% | $89,340-77.3% | $67,986-70.1% |
| Participation rate | 94.1% | 54.3%+39.7pp | 69.6%+24.5pp | 57.2%+36.9pp |
| Annual return | 15.98% | 18.09%-2.1pp | 20.57%-4.6pp | 31.67%-15.7pp |
| Employer contribution / active EE | $1,553 | $1,627-4.6% | $2,231-30.4% | $2,019-23.1% |
| Participant deferral / active EE | $3,652 | $2,691+35.7% | $3,823-4.5% | $3,358+8.8% |
| Admin fee / account holder | $89 | $3,315-97.3% | $6,704-98.7% | $3,203-97.2% |