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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $132,086 | $88,778+48.8% | $81,844+61.4% | $145,884-9.5% |
| Participation rate | 100.0% | 75.1%+24.9pp | 72.4%+27.6pp | 80.3%+19.7pp |
| Annual return | 9.71% | 1033.03%-1023.3pp | 778.87%-769.2pp | 551.85%-542.1pp |
| Employer contribution / active EE | $3,683 | $3,087+19.3% | $2,916+26.3% | $4,662-21.0% |
| Participant deferral / active EE | $13,087 | $4,648+181.5% | $4,323+202.7% | $6,690+95.6% |
| Admin fee / account holder | $4,958 | $8,430-41.2% | $7,355-32.6% | $13,392-63.0% |