Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 3-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,615 | $86,940-75.1% | $102,434-78.9% | $80,935-73.3% |
| Participation rate | 55.9% | 72.4%-16.5pp | 76.5%-20.6pp | 67.7%-11.7pp |
| Annual return | 16.10% | 18.89%-2.8pp | 29.46%-13.4pp | 35.66%-19.6pp |
| Employer contribution / active EE | $2,116 | $2,370-10.7% | $3,023-30.0% | $2,757-23.3% |
| Participant deferral / active EE | $3,308 | $4,121-19.7% | $5,055-34.6% | $4,299-23.1% |
| Admin fee / account holder | $3,489 | $8,047-56.6% | $9,462-63.1% | $6,924-49.6% |