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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,247 | $124,980-92.6% | $108,359-91.5% | $154,746-94.0% |
| Participation rate | 55.6% | 75.2%-19.6pp | 70.1%-14.6pp | 80.7%-25.1pp |
| Annual return | 32.51% | 45.00%-12.5pp | 36.89%-4.4pp | 172.34%-139.8pp |
| Employer contribution / active EE | $1,002 | $2,851-64.8% | $2,399-58.2% | $4,379-77.1% |
| Participant deferral / active EE | $2,797 | $4,743-41.0% | $4,137-32.4% | $6,730-58.4% |
| Admin fee / account holder | $20 | $11,502-99.8% | $9,741-99.8% | $14,365-99.9% |