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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,264 | $99,053-62.4% | $88,179-57.7% | $138,895-73.2% |
| Participation rate | 40.0% | 74.2%-34.2pp | 69.1%-29.1pp | 79.9%-39.9pp |
| Annual return | 26.70% | 78.17%-51.5pp | 64.97%-38.3pp | 145.39%-118.7pp |
| Employer contribution / active EE | $1,218 | $2,882-57.7% | $2,549-52.2% | $4,194-71.0% |
| Participant deferral / active EE | $2,408 | $5,225-53.9% | $4,614-47.8% | $6,396-62.4% |
| Admin fee / account holder | $247 | $8,748-97.2% | $7,673-96.8% | $12,562-98.0% |