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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,420 | $111,785-62.9% | $93,669-55.8% | $145,877-71.6% |
| Participation rate | 100.0% | 74.2%+25.8pp | 68.7%+31.3pp | 80.3%+19.7pp |
| Annual return | 8.70% | 203.79%-195.1pp | 133.59%-124.9pp | 551.28%-542.6pp |
| Employer contribution / active EE | $5,710 | $3,096+84.4% | $2,424+135.6% | $4,663+22.5% |
| Participant deferral / active EE | $1,504 | $4,919-69.4% | $4,416-65.9% | $6,691-77.5% |
| Admin fee / account holder | $1,945 | $10,256-81.0% | $8,291-76.5% | $13,402-85.5% |