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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,420 | $111,830-63.0% | $93,696-55.8% | $145,884-71.6% |
| Participation rate | 100.0% | 74.2%+25.8pp | 68.7%+31.3pp | 80.3%+19.7pp |
| Annual return | 8.70% | 204.08%-195.4pp | 133.74%-125.0pp | 551.85%-543.1pp |
| Employer contribution / active EE | $5,710 | $3,093+84.6% | $2,422+135.8% | $4,662+22.5% |
| Participant deferral / active EE | $1,504 | $4,920-69.4% | $4,417-65.9% | $6,690-77.5% |
| Admin fee / account holder | $1,945 | $10,249-81.0% | $8,287-76.5% | $13,392-85.5% |