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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,957 | $183,516-94.6% | $155,534-93.6% | $145,884-93.2% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 15.96% | 61.43%-45.5pp | 64.92%-49.0pp | 551.85%-535.9pp |
| Employer contribution / active EE | $1,557 | $5,315-70.7% | $4,675-66.7% | $4,662-66.6% |
| Participant deferral / active EE | $2,114 | $6,467-67.3% | $5,630-62.5% | $6,690-68.4% |
| Admin fee / account holder | $329 | $19,293-98.3% | $15,900-97.9% | $13,392-97.5% |