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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,702 | $225,673-93.5% | $203,872-92.8% | $155,188-90.5% |
| Participation rate | 100.0% | 80.3%+19.7pp | 77.8%+22.2pp | 80.8%+19.2pp |
| Annual return | 17.80% | 95.91%-78.1pp | 85.11%-67.3pp | 148.84%-131.0pp |
| Employer contribution / active EE | $2,416 | $4,099-41.1% | $3,757-35.7% | $4,248-43.1% |
| Participant deferral / active EE | $4,640 | $6,893-32.7% | $6,388-27.4% | $6,531-29.0% |
| Admin fee / account holder | $2,422 | $12,327-80.4% | $11,730-79.4% | $14,480-83.3% |