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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $118,482 | $109,908+7.8% | $97,161+21.9% | $145,978-18.8% |
| Participation rate | 66.7% | 75.9%-9.3pp | 72.7%-6.0pp | 80.3%-13.6pp |
| Annual return | 38.66% | 243.80%-205.1pp | 75.36%-36.7pp | 550.52%-511.9pp |
| Employer contribution / active EE | $1,001 | $3,077-67.5% | $2,723-63.2% | $4,662-78.5% |
| Participant deferral / active EE | $1,120 | $4,679-76.1% | $4,265-73.7% | $6,690-83.3% |
| Admin fee / account holder | $0 | $6,213-100.0% | $5,647-100.0% | $13,400-100.0% |