Unlock peer percentile detail for $4.99 your first month
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
Unlock 7-year trajectory for $4.99 your first month
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $124,431 | $57,590+116.1% | $86,233+44.3% | $82,448+50.9% |
| Participation rate | 44.0% | 57.9%-13.9pp | 69.0%-25.0pp | 68.1%-24.1pp |
| Annual return | 21.41% | 22.41%-1.0pp | 61.39%-40.0pp | 41.64%-20.2pp |
| Employer contribution / active EE | $1,188 | $1,655-28.2% | $2,504-52.6% | $2,551-53.4% |
| Participant deferral / active EE | $3,950 | $3,080+28.3% | $4,559-13.4% | $4,139-4.6% |
| Admin fee / account holder | $1,529 | $4,730-67.7% | $8,342-81.7% | $7,234-78.9% |