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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $223,509 | $110,337+102.6% | $102,383+118.3% | $145,877+53.2% |
| Participation rate | 100.0% | 77.9%+22.1pp | 74.5%+25.5pp | 80.3%+19.7pp |
| Annual return | 18.28% | 24.83%-6.6pp | 24.94%-6.7pp | 551.28%-533.0pp |
| Employer contribution / active EE | $29,646 | $4,216+603.2% | $3,870+666.0% | $4,663+535.8% |
| Participant deferral / active EE | $11,500 | $5,621+104.6% | $5,060+127.3% | $6,691+71.9% |
| Admin fee / account holder | $2,759 | $9,750-71.7% | $8,391-67.1% | $13,402-79.4% |