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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,237 | $111,785-63.1% | $93,669-56.0% | $145,877-71.7% |
| Participation rate | 42.9% | 74.2%-31.4pp | 68.7%-25.9pp | 80.3%-37.4pp |
| Annual return | 17.02% | 203.79%-186.8pp | 133.59%-116.6pp | 551.28%-534.3pp |
| Employer contribution / active EE | $596 | $3,096-80.7% | $2,424-75.4% | $4,663-87.2% |
| Participant deferral / active EE | $2,087 | $4,919-57.6% | $4,416-52.7% | $6,691-68.8% |
| Admin fee / account holder | $164 | $10,256-98.4% | $8,291-98.0% | $13,402-98.8% |