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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $142,589 | $29,319+386.3% | $52,425+172.0% | $82,448+72.9% |
| Participation rate | 6.5% | 46.9%-40.4pp | 55.6%-49.2pp | 68.1%-61.6pp |
| Annual return | 19.42% | 535.20%-515.8pp | 302.12%-282.7pp | 41.64%-22.2pp |
| Employer contribution / active EE | $200 | $586-65.9% | $914-78.1% | $2,551-92.2% |
| Participant deferral / active EE | $838 | $1,171-28.4% | $1,790-53.2% | $4,139-79.8% |
| Admin fee / account holder | $20 | $1,962-99.0% | $2,495-99.2% | $7,234-99.7% |