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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $142,589 | $36,948+285.9% | $73,658+93.6% | $87,485+63.0% |
| Participation rate | 6.5% | 46.8%-40.4pp | 57.0%-50.6pp | 68.9%-62.5pp |
| Annual return | 19.42% | 28.64%-9.2pp | 29.72%-10.3pp | 26.06%-6.6pp |
| Employer contribution / active EE | $200 | $670-70.1% | $1,032-80.6% | $2,596-92.3% |
| Participant deferral / active EE | $838 | $1,379-39.2% | $2,062-59.3% | $4,274-80.4% |
| Admin fee / account holder | $20 | $2,531-99.2% | $3,357-99.4% | $7,775-99.7% |