Unlock peer percentile detail for $4.99 your first month
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
Unlock 3-year trajectory for $4.99 your first month
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,585 | $58,234-49.2% | $81,783-63.8% | $80,874-63.4% |
| Participation rate | 26.9% | 63.4%-36.5pp | 72.4%-45.4pp | 67.6%-40.7pp |
| Annual return | 16.18% | 41.70%-25.5pp | 775.05%-758.9pp | 35.62%-19.4pp |
| Employer contribution / active EE | $1,185 | $2,341-49.4% | $2,913-59.3% | $2,756-57.0% |
| Participant deferral / active EE | $2,757 | $3,283-16.0% | $4,320-36.2% | $4,297-35.8% |
| Admin fee / account holder | $7,569 | $4,982+51.9% | $7,380+2.6% | $6,935+9.1% |