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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,523 | $112,729-80.0% | $98,716-77.2% | $137,256-83.6% |
| Participation rate | 77.8% | 74.2%+3.6pp | 69.3%+8.5pp | 80.0%-2.2pp |
| Annual return | 26.97% | 38.48%-11.5pp | 31.81%-4.8pp | 220.34%-193.4pp |
| Employer contribution / active EE | $2,352 | $2,725-13.7% | $2,279+3.2% | $4,156-43.4% |
| Participant deferral / active EE | $4,356 | $4,640-6.1% | $4,048+7.6% | $6,407-32.0% |
| Admin fee / account holder | $8,021 | $10,129-20.8% | $8,703-7.8% | $12,270-34.6% |