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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,984 | $111,785-84.8% | $93,669-81.9% | $145,877-88.4% |
| Participation rate | 84.2% | 74.2%+10.0pp | 68.7%+15.5pp | 80.3%+3.9pp |
| Annual return | 16.19% | 203.79%-187.6pp | 133.59%-117.4pp | 551.28%-535.1pp |
| Employer contribution / active EE | $1,888 | $3,096-39.0% | $2,424-22.1% | $4,663-59.5% |
| Participant deferral / active EE | $3,830 | $4,919-22.1% | $4,416-13.3% | $6,691-42.8% |
| Admin fee / account holder | $1,107 | $10,256-89.2% | $8,291-86.6% | $13,402-91.7% |