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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,984 | $111,878-84.8% | $93,727-81.9% | $145,897-88.4% |
| Participation rate | 84.2% | 74.2%+10.0pp | 68.7%+15.5pp | 80.3%+3.9pp |
| Annual return | 16.19% | 204.28%-188.1pp | 133.83%-117.6pp | 552.29%-536.1pp |
| Employer contribution / active EE | $1,888 | $3,092-38.9% | $2,421-22.0% | $4,663-59.5% |
| Participant deferral / active EE | $3,830 | $4,920-22.2% | $4,417-13.3% | $6,689-42.7% |
| Admin fee / account holder | $1,107 | $10,256-89.2% | $8,292-86.6% | $13,390-91.7% |