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| Provider | Service type | Compensation |
|---|---|---|
Filed as: MERRILL LYNCH, PIERCE, FENNER AND S Service code 15 · EIN 13-5674085 | Recordkeeping | $4,445 |
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Assets per participant exceed $250,000 - top-decile high-value plan.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $264,908 | $101,653+160.6% | $147,080+80.1% | $74,459+255.8% |
| Participation rate | 89.3% | 75.6%+13.8pp | 82.2%+7.2pp | 67.2%+22.1pp |
| Annual return | 40.52% | 8754.98%-8714.5pp | 420.17%-379.7pp | 1369.70%-1329.2pp |
| Employer contribution / active EE | $9,888 | $3,813+159.3% | $4,933+100.4% | $2,626+276.6% |
| Participant deferral / active EE | $11,175 | $7,304+53.0% | $8,066+38.5% | $4,350+156.9% |
| Admin fee / account holder | $27 | $1,752-98.5% | $12,989-99.8% | $1,945-98.6% |