Unlock peer percentile detail for $4.99 your first month
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
Unlock 10-year trajectory for $4.99 your first month
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,975 | $65,246+2.7% | $98,716-32.2% | $67,986-1.5% |
| Participation rate | 34.5% | 51.4%-16.9pp | 69.3%-34.8pp | 57.2%-22.7pp |
| Annual return | 22.92% | 20.58%+2.3pp | 31.81%-8.9pp | 31.67%-8.7pp |
| Employer contribution / active EE | $695 | $1,042-33.3% | $2,279-69.5% | $2,019-65.6% |
| Participant deferral / active EE | $1,988 | $2,594-23.4% | $4,048-50.9% | $3,358-40.8% |
| Admin fee / account holder | $9,263 | $4,561+103.1% | $8,703+6.4% | $3,203+189.2% |