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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $125,900 | $154,228-18.4% | $145,433-13.4% | $137,256-8.3% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 80.0%+20.0pp |
| Annual return | 19.61% | 74.59%-55.0pp | 66.58%-47.0pp | 220.34%-200.7pp |
| Employer contribution / active EE | $17,602 | $4,804+266.4% | $4,554+286.5% | $4,156+323.5% |
| Participant deferral / active EE | $4,355 | $8,216-47.0% | $7,897-44.9% | $6,407-32.0% |
| Admin fee / account holder | $401 | $14,344-97.2% | $13,129-96.9% | $12,270-96.7% |