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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,919 | $100,139-52.1% | $85,187-43.7% | $145,884-67.2% |
| Participation rate | 100.0% | 74.1%+25.9pp | 67.5%+32.5pp | 80.3%+19.7pp |
| Annual return | 15.94% | 84.15%-68.2pp | 66.67%-50.7pp | 551.85%-535.9pp |
| Employer contribution / active EE | $3,922 | $3,238+21.1% | $2,732+43.5% | $4,662-15.9% |
| Participant deferral / active EE | $7,291 | $5,296+37.7% | $4,525+61.1% | $6,690+9.0% |
| Admin fee / account holder | $604 | $7,262-91.7% | $6,162-90.2% | $13,392-95.5% |