Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 9-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $251,502 | $126,519+98.8% | $106,201+136.8% | $145,959+72.3% |
| Participation rate | 40.9% | 77.7%-36.7pp | 75.3%-34.4pp | 80.3%-39.4pp |
| Annual return | 6.87% | 225.10%-218.2pp | 116.26%-109.4pp | 561.95%-555.1pp |
| Employer contribution / active EE | $1,282 | $3,726-65.6% | $3,170-59.6% | $4,661-72.5% |
| Participant deferral / active EE | $4,018 | $5,716-29.7% | $5,012-19.8% | $6,689-39.9% |
| Admin fee / account holder | $6,724 | $17,312-61.2% | $11,039-39.1% | $13,398-49.8% |