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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,410 | $155,555-90.7% | $146,866-90.2% | $155,188-90.7% |
| Participation rate | 90.0% | 84.0%+6.0pp | 82.5%+7.5pp | 80.8%+9.2pp |
| Annual return | 19.59% | 115.41%-95.8pp | 102.85%-83.3pp | 148.84%-129.2pp |
| Employer contribution / active EE | $2,057 | $4,647-55.7% | $4,425-53.5% | $4,248-51.6% |
| Participant deferral / active EE | $4,794 | $8,044-40.4% | $7,759-38.2% | $6,531-26.6% |
| Admin fee / account holder | $2,444 | $14,755-83.4% | $13,620-82.1% | $14,480-83.1% |