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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,708 | $199,109-85.1% | $173,730-82.9% | $154,746-80.8% |
| Participation rate | 85.7% | 82.8%+2.9pp | 79.6%+6.1pp | 80.7%+5.0pp |
| Annual return | 24.04% | 20.02%+4.0pp | 19.96%+4.1pp | 172.34%-148.3pp |
| Employer contribution / active EE | $4,544 | $5,311-14.4% | $4,577-0.7% | $4,379+3.8% |
| Participant deferral / active EE | $6,911 | $7,113-2.8% | $6,326+9.2% | $6,730+2.7% |
| Admin fee / account holder | $512 | $20,916-97.6% | $17,523-97.1% | $14,365-96.4% |