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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $89,878 | $81,233+10.6% | $155,567-42.2% | $80,874+11.1% |
| Participation rate | 100.0% | 66.2%+33.8pp | 78.2%+21.8pp | 67.6%+32.4pp |
| Annual return | 20.92% | 33.33%-12.4pp | 64.74%-43.8pp | 35.62%-14.7pp |
| Employer contribution / active EE | $6,668 | $3,101+115.0% | $4,674+42.7% | $2,756+142.0% |
| Participant deferral / active EE | $4,866 | $3,452+41.0% | $5,628-13.5% | $4,297+13.3% |
| Admin fee / account holder | $572 | $7,998-92.8% | $15,916-96.4% | $6,935-91.8% |