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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,207 | $136,860-83.8% | $120,344-81.5% | $154,746-85.6% |
| Participation rate | 100.0% | 79.9%+20.1pp | 76.7%+23.3pp | 80.7%+19.3pp |
| Annual return | 17.47% | 21.38%-3.9pp | 20.30%-2.8pp | 172.34%-154.9pp |
| Employer contribution / active EE | $2,038 | $3,533-42.3% | $3,020-32.5% | $4,379-53.5% |
| Participant deferral / active EE | $4,389 | $5,793-24.2% | $5,135-14.5% | $6,730-34.8% |
| Admin fee / account holder | $1,914 | $15,393-87.6% | $12,742-85.0% | $14,365-86.7% |