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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $78,311 | $227,291-65.5% | $214,702-63.5% | $155,188-49.5% |
| Participation rate | 94.4% | 88.0%+6.5pp | 87.5%+7.0pp | 80.8%+13.6pp |
| Annual return | 19.74% | 60.08%-40.3pp | 54.55%-34.8pp | 148.84%-129.1pp |
| Employer contribution / active EE | $4,455 | $6,772-34.2% | $6,461-31.0% | $4,248+4.9% |
| Participant deferral / active EE | $8,184 | $9,582-14.6% | $9,147-10.5% | $6,531+25.3% |
| Admin fee / account holder | $482 | $20,413-97.6% | $19,830-97.6% | $14,480-96.7% |