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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,797 | $160,040-61.4% | $147,096-58.0% | $145,877-57.6% |
| Participation rate | 60.0% | 84.0%-24.0pp | 82.2%-22.2pp | 80.3%-20.3pp |
| Annual return | 11.89% | 98.49%-86.6pp | 419.75%-407.9pp | 551.28%-539.4pp |
| Employer contribution / active EE | $2,250 | $5,289-57.5% | $4,936-54.4% | $4,663-51.7% |
| Participant deferral / active EE | $3,462 | $8,429-58.9% | $8,071-57.1% | $6,691-48.3% |
| Admin fee / account holder | $1,076 | $15,050-92.9% | $13,005-91.7% | $13,402-92.0% |