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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $191,305 | $97,125+97.0% | $86,233+121.8% | $137,256+39.4% |
| Participation rate | 100.0% | 74.2%+25.8pp | 69.0%+31.0pp | 80.0%+20.0pp |
| Annual return | 21.68% | 74.19%-52.5pp | 61.39%-39.7pp | 220.34%-198.7pp |
| Employer contribution / active EE | $3,645 | $2,841+28.3% | $2,504+45.5% | $4,156-12.3% |
| Participant deferral / active EE | $13,675 | $5,180+164.0% | $4,559+199.9% | $6,407+113.4% |
| Admin fee / account holder | $6,295 | $9,725-35.3% | $8,342-24.5% | $12,270-48.7% |