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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,872 | $154,228-70.3% | $145,433-68.5% | $137,256-66.6% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 80.0%+20.0pp |
| Annual return | 26.13% | 74.59%-48.5pp | 66.58%-40.4pp | 220.34%-194.2pp |
| Employer contribution / active EE | $12,600 | $4,804+162.3% | $4,554+176.6% | $4,156+203.2% |
| Participant deferral / active EE | $12,103 | $8,216+47.3% | $7,897+53.3% | $6,407+88.9% |
| Admin fee / account holder | $4,861 | $14,344-66.1% | $13,129-63.0% | $12,270-60.4% |