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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $77,855 | $72,071+8.0% | $68,368+13.9% | $137,256-43.3% |
| Participation rate | 93.8% | 76.2%+17.5pp | 73.8%+20.0pp | 80.0%+13.8pp |
| Annual return | 15.22% | 353.14%-337.9pp | 292.57%-277.4pp | 220.34%-205.1pp |
| Employer contribution / active EE | $1,866 | $2,788-33.1% | $2,649-29.6% | $4,156-55.1% |
| Participant deferral / active EE | $6,739 | $4,410+52.8% | $4,123+63.5% | $6,407+5.2% |
| Admin fee / account holder | $2,128 | $5,336-60.1% | $5,150-58.7% | $12,270-82.7% |