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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $5,626 | $108,882-94.8% | $96,754-94.2% | $154,746-96.4% |
| Participation rate | 100.0% | 75.1%+24.9pp | 70.3%+29.7pp | 80.7%+19.3pp |
| Annual return | 22.39% | 98.39%-76.0pp | 82.04%-59.7pp | 172.34%-150.0pp |
| Employer contribution / active EE | $1,321 | $3,018-56.2% | $2,679-50.7% | $4,379-69.8% |
| Participant deferral / active EE | $2,376 | $5,323-55.4% | $4,758-50.1% | $6,730-64.7% |
| Admin fee / account holder | $706 | $10,200-93.1% | $8,905-92.1% | $14,365-95.1% |