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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $170,583 | $172,111-0.9% | $150,298+13.5% | $137,256+24.3% |
| Participation rate | 100.0% | 81.7%+18.3pp | 77.8%+22.2pp | 80.0%+20.0pp |
| Annual return | 17.57% | 69.37%-51.8pp | 62.79%-45.2pp | 220.34%-202.8pp |
| Employer contribution / active EE | $12,182 | $4,636+162.8% | $4,154+193.2% | $4,156+193.1% |
| Participant deferral / active EE | $6,899 | $6,166+11.9% | $5,453+26.5% | $6,407+7.7% |
| Admin fee / account holder | $1,222 | $16,471-92.6% | $14,116-91.3% | $12,270-90.0% |