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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $84,882 | $101,618-16.5% | $93,063-8.8% | $137,256-38.2% |
| Participation rate | 100.0% | 74.9%+25.1pp | 72.1%+27.9pp | 80.0%+20.0pp |
| Annual return | 13.94% | 223.95%-210.0pp | 34.15%-20.2pp | 220.34%-206.4pp |
| Employer contribution / active EE | $12,900 | $2,707+376.5% | $2,476+421.0% | $4,156+210.4% |
| Participant deferral / active EE | $19,100 | $4,279+346.3% | $3,958+382.5% | $6,407+198.1% |
| Admin fee / account holder | $23,960 | $6,198+286.5% | $6,033+297.1% | $12,270+95.3% |