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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,501 | $102,422-38.0% | $147,117-56.8% | $80,959-21.6% |
| Participation rate | 80.0% | 75.9%+4.1pp | 82.2%-2.2pp | 67.7%+12.3pp |
| Annual return | 16.69% | 135.16%-118.5pp | 420.54%-403.8pp | 35.67%-19.0pp |
| Employer contribution / active EE | $4,374 | $3,717+17.7% | $4,932-11.3% | $2,757+58.7% |
| Participant deferral / active EE | $8,532 | $6,652+28.3% | $8,065+5.8% | $4,300+98.4% |
| Admin fee / account holder | $1,898 | $7,953-76.1% | $12,993-85.4% | $6,925-72.6% |