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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $117,257 | $196,972-40.5% | $182,262-35.7% | $198,609-41.0% |
| Participation rate | 100.0% | 85.7%+14.3pp | 84.2%+15.8pp | 82.4%+17.6pp |
| Annual return | 10.76% | 158.27%-147.5pp | 140.60%-129.8pp | 202.70%-191.9pp |
| Employer contribution / active EE | $20,089 | $5,364+274.5% | $5,046+298.1% | $5,055+297.4% |
| Participant deferral / active EE | $24,458 | $8,643+183.0% | $8,276+195.5% | $6,977+250.6% |
| Admin fee / account holder | $29,248 | $18,429+58.7% | $16,712+75.0% | $19,030+53.7% |