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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $2,916 | $76,407-96.2% | $150,298-98.1% | $82,448-96.5% |
| Participation rate | 71.7% | 66.4%+5.3pp | 77.8%-6.0pp | 68.1%+3.7pp |
| Annual return | 21.79% | 39.99%-18.2pp | 62.79%-41.0pp | 41.64%-19.9pp |
| Employer contribution / active EE | $14 | $2,614-99.5% | $4,154-99.7% | $2,551-99.4% |
| Participant deferral / active EE | $1,000 | $3,214-68.9% | $5,453-81.7% | $4,139-75.8% |
| Admin fee / account holder | $301 | $6,352-95.3% | $14,116-97.9% | $7,234-95.8% |